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Short Term Rates

Registered 30-270 days | 1-6 years  Non-registered 30-270 days | 1-6 years

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Non-Registered Term Deposits/GICs: 30 to 270 days (Non-Broker)
Sorted by: 270 Day Term  in descending order   (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Days
30 60 90 120 180 270
Luminus Financial Not compounded Annually no 500 - - - - 2.500 -
Rapport Credit Union Not compounded At maturity no 60,000 0.850 - - - - -
Rapport Credit Union Not compounded At maturity no 40,000 0.700 - - - - -
Rapport Credit Union Not compounded At maturity no 20,000 0.700 - - - - -
Rapport Credit Union Not compounded At maturity no 10,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 5,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 100,000 0.850 - - - - -
Tangerine Not compounded At maturity no 1 - - 0.500 - 2.250 2.350
Oaken Financial Not compounded At maturity no 1,000 1.900 1.900 1.900 2.000 2.050 2.100
Canadian Western Bank Not compounded At maturity no 5,000 1.771 1.811 1.900 1.947 2.040 2.040
General Bank of Canada Not compounded At maturity no 10,000 - - 1.650 1.800 1.850 1.900
VersaBank (Pac&WestBank) Not compounded At maturity no 5,000 1.000 1.000 1.050 1.550 1.750 1.850
Equitable Bank Not compounded At maturity no 1,000 1.150 1.250 1.350 1.500 1.700 1.800
Home Trust Company-Agent Not compounded At maturity no 5,000 1.150 1.250 1.350 1.500 1.700 1.800
Home Bank - Agent Not compounded At maturity no 5,000 1.140 1.240 1.340 1.490 1.690 1.790
Haventree Bank Not compounded At maturity no 10,000 0.250 0.300 1.210 1.210 1.710 1.710
Peoples Trust Not compounded At maturity no 1,000 1.300 1.300 1.450 1.450 1.450 1.500
Luminus Financial Not compounded At maturity no 500 1.050 1.200 1.350 1.350 1.450 1.450
Libro Credit Union Not compounded At maturity no 3,000 1.250 1.250 1.250 1.350 1.350 1.350
London Life Not compounded At maturity yes 1,000 - - - - - 1.200
London Life Not compounded At maturity yes 50,000 - - - - - 1.200
Sun Life - Trust Not compounded At maturity no 1,000 1.200 1.200 1.200 1.200 1.200 1.200
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.700 0.700 0.900 1.100
Royal Bank of Canada Not compounded At maturity no 1,000,000 0.200 0.350 0.950 0.950 0.450 1.100
Royal Bank of Canada Not compounded At maturity no 250,000 0.200 0.350 0.950 0.950 0.450 1.100
Royal Bank of Canada Not compounded At maturity no 100,000 0.200 0.350 0.950 0.950 0.450 1.100
Royal Bank of Canada Not compounded At maturity no 5,000 0.100 0.250 0.950 0.950 0.450 1.100
Sun Life - Trust Not compounded At maturity yes 1,000 1.100 1.100 1.100 1.100 1.100 1.100
T-D Mortgage Not compounded At maturity no 5,000 0.200 0.400 0.950 0.950 1.000 1.100
TD Canada Trust Not compounded At maturity no 5,000 0.200 0.400 0.950 0.950 1.000 1.100
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.600 0.600 0.800 1.000
ATB Financial Not compounded At maturity no 1,000 0.200 0.510 0.710 0.760 0.910 0.970
FirstOntario Credit Un. Not compounded At maturity no 5,000 0.950 0.950 0.950 0.950 0.950 0.950
Community Trust Not compounded At maturity yes 50,000 0.500 0.500 0.550 0.600 0.900 0.900
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.500 0.500 0.700 0.900
Manulife Bank Not compounded At maturity no 50,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Bank Not compounded At maturity no 100,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Bank Not compounded At maturity no 25,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 100,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 25,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 50,000 0.550 0.650 0.700 0.700 0.800 0.900
Royal Bank of Canada Not compounded At maturity yes 1,000,000 0.001 0.100 0.700 0.700 0.200 0.850
Royal Bank of Canada Not compounded At maturity yes 100,000 0.001 0.100 0.700 0.700 0.200 0.850
Royal Bank of Canada Not compounded At maturity yes 5,000 0.001 0.001 0.700 0.700 0.200 0.850
Royal Bank of Canada Not compounded At maturity yes 250,000 0.001 0.100 0.700 0.700 0.200 0.850
Canada Life Not compounded At maturity yes 5,000 0.200 0.300 0.450 0.450 0.800 0.800
Meridian Credit Union Not compounded At maturity no 500 0.450 0.550 0.650 0.650 0.700 0.800
Zag Bank Not compounded At maturity no 250 - - - - 0.075 0.800
Canada Life Not compounded Monthly yes 25,000 0.190 0.290 0.440 0.440 0.790 0.790
Canada Life Not compounded Monthly yes 5,000 0.190 0.290 0.440 0.440 0.790 0.790
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on August 14, 2018
This information is current as of the date and time posted and is subject to change without notice.
© Copyright CANNEX Financial Exchanges Limited.

All rights reserved. Authorized users may copy portions of this information without alteration for their own personal or internal use only. CANNEX Financial Exchanges Limited must be identified as the source of the data on all copies.